Our Company

At Paladin fs we are redefining the status quo in Core and IT banking contracts, helping community banks and credit unions stand up to the industry oligopoly and secure both better terms and pricing. We are a team of hard-hitting and trusted negotiators with a flawless track record of success.

Armed with our unrivaled proprietary Paladin Blue Book™ of Core and IT contract, pricing and market data and years of vendor-side experience, we flex our negotiation muscle to protect our clients against self-serving vendors that seek to take advantage through excessive fees, onerous terms and disadvantageous deals.

We leverage deep insider know-how and long-standing vendor relationships to execute winning contract negotiations. Our team is responsible for more than $197M in tangible cost savings and has successfully compelled vendors to back down and amend or delete thousands of undesirable contract terms.

Utilizing the most accurate and expansive national database in the market, we specialize in assisting community financial institutions through incumbent vendor Core and IT banking contract renewals, smart vendor selection and preparing agreements for future M&A strategies. Our Lifetime Contract Protection commitment ensures we stand by your side for the duration of your vendor agreement, assuring you never overpay or get misled by future amendments.

With the chips stacked in favor of the Core and IT goliaths, the Paladin fs team is a champion of the even playing field, safeguarding community bankers like you against bad deals and helping you drive value for your customers, franchises and shareholders.


Aaron Silva is a banking industry veteran and entrepreneur with more than two decades of experience in banking industry sales and contract negotiations. He realized that without access to a resource of market intelligence and pricing data, bankers were being taken advantage of and unable to level the playing field in negotiations with their Core and IT vendors. Thus, he founded Paladin fs, LLC to be the only company in the industry committed to driving greater cost efficiency into the relationships between community financial institutions and their Core and IT vendors.

Outside of Paladin, Silva speaks at national banking and credit union events, and his articles on strategic technology issues facing the banking industry have been widely featured in various trade publications. In addition, his research has been the foundation for highly regarded studies on pricing disparities and hidden costs in vendor contracts, developed by the Business Performance Innovation.


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