Our Company

At Paladin fs we are redefining the status quo in Core and IT banking contracts, helping community banks and credit unions stand up to the industry oligopoly and secure both better terms and pricing. We are a team of hard-hitting and trusted negotiators with a flawless track record of success.

Armed with our unrivaled proprietary Paladin Blue Book™ of Core and IT contract, pricing and market data and years of vendor-side experience, we flex our negotiation muscle to protect our clients against self-serving vendors that seek to take advantage through excessive fees, onerous terms and disadvantageous deals.

We leverage deep insider know-how and long-standing vendor relationships to execute winning contract negotiations. Our team is responsible for more than $197M in tangible cost savings and has successfully compelled vendors to back down and amend or delete thousands of undesirable contract terms.

Utilizing the most accurate and expansive national database in the market, we specialize in assisting community financial institutions through incumbent vendor Core and IT banking contract renewals, smart vendor selection and preparing agreements for future M&A strategies. Our Lifetime Contract Protection commitment ensures we stand by your side for the duration of your vendor agreement, assuring you never overpay or get misled by future amendments.

With the chips stacked in favor of the Core and IT goliaths, the Paladin fs team is a champion of the even playing field, safeguarding community bankers like you against bad deals and helping you drive value for your customers, franchises and shareholders.



Aaron Silva is a recognized and respected industry leader and negotiations expert standing for community financial institutions. An entrepreneur and industry veteran since 1991, Aaron founded Paladin fs, LLC in 2007 and launched Golden Contract Coalition in 2016. His invention of the Paladin Blue Book has leveled the playing field in contract negotiations vs. national Core & IT suppliers, gaining his clients more than $300M in cost reduction and $100M in merger value accretion. In 2018 Silva expanded Paladin to include the Fintech Advantage division, now addressing the anticipated adoption of fintech services within the industry. By the end of 2019, the GCC will have more than $1B in combined contract value – the largest banking association focused exclusively on developing a fair “Golden” contract standard that all Core, IT and Fintech suppliers will ultimately adopt in order to do business with this industry.

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